{"id":4983,"date":"2024-10-19T14:48:57","date_gmt":"2024-10-19T13:48:57","guid":{"rendered":"https:\/\/dev.shenjester.net\/?p=4983"},"modified":"2024-10-21T09:35:17","modified_gmt":"2024-10-21T08:35:17","slug":"kosovaret-ngulfaten-ne-kredi-bankat-mbi-40-milione-e-fitim-te-paster","status":"publish","type":"post","link":"https:\/\/shenjester.net\/index.php\/2024\/10\/19\/kosovaret-ngulfaten-ne-kredi-bankat-mbi-40-milione-e-fitim-te-paster\/","title":{"rendered":"Kosovar\u00ebt ngulfat\u00ebn n\u00eb kredi, bankat mbi 90 milion\u00eb \u20ac fitim t\u00eb past\u00ebr"},"content":{"rendered":"

“I pata pun\u00ebt ngusht\u00eb. Hyra kredi kishe p\u00ebr leht\u00ebsim. N\u00eb fillim mu duk mir\u00eb, por kur m\u00eb ra me i kthyer, m\u00eb ra kok\u00ebs gati dyfish m\u00eb shum\u00eb”.<\/strong><\/span><\/p>\n

K\u00ebshtu ankohet A.S, q\u00eb nuk d\u00ebshiron t`i zbulohet identiteti, p\u00ebr kredin\u00eb q\u00eb e mori p\u00ebr blerjen e vetur\u00ebs. Ai paguan vazhdimisht k\u00ebstet tash e dy vjet. I kan\u00eb mbetur edhe tri vjet p\u00ebr pages\u00eb sa “tre mij\u00eb”.<\/p>\n

“Sikur ta p\u00ebrfundoj, nuk dua asgj\u00eb m\u00eb shum\u00eb. Tri vjet sa tre mij\u00eb”,<\/span><\/strong> shprehet A.S n\u00eb nj\u00eb intervist\u00eb p\u00ebr\u00a0Sh\u00ebnjest\u00ebr.net.<\/span><\/p>\n

Ai kurr\u00eb m\u00eb nuk do t`i “bie” k\u00ebsaj rruge t\u00eb shkurt\u00ebr n\u00eb fillim, e cila pastaj sipas tij doli t\u00eb jet\u00eb goxha e gjat\u00eb.<\/p>\n

Bankat mbi 90 milion\u00eb euro fitim t\u00eb past\u00ebr<\/h4>\n

Bankat kosovare nga fitimet prej A.S dhe klient\u00ebve t\u00eb tjer\u00eb kan\u00eb mbushur plot xhirollogarit\u00eb e veta.<\/p>\n

Fitimet e larta t\u00eb bankave viteve t\u00eb fundit jan\u00eb rezultat i shtrenjtimit t\u00eb normave t\u00eb interesit n\u00eb kredi, si dhe shtrenjtimit t\u00eb sh\u00ebrbimeve bankare.<\/p>\n

Mbi 90 milion\u00eb euro \u00ebsht\u00eb vlera e fitimit t\u00eb past\u00ebr t\u00eb 11 bankave n\u00eb Kosov\u00eb, sipas Shoqat\u00ebs s\u00eb Bankave t\u00eb Kosov\u00ebs. Krejt kjo p\u00ebr vet\u00ebm gjasht\u00eb muaj: janar, shkurt, mars, prill, maj dhe qershor t\u00eb k\u00ebtij viti.<\/p>\n

NLB Bank \u00ebsht\u00eb banka me fitimin m\u00eb t\u00eb lart\u00eb, duke ark\u00ebtuar 20 milion\u00eb euro. Pas saj vjen Raiffeisen Bank q\u00eb ka grumbulluar 18.1 milion\u00eb sosh. E treta p\u00ebr nga radhitja \u00ebsht\u00eb Banka Komb\u00ebtare Tregtare me 14.8 milion\u00eb euro.<\/p>\n

Aspak keq me fitimet nuk jan\u00eb as bankat tjera. ProCredit Bank ka fituar 13.6 milion\u00eb euro, kurse TEB Bank mbi 13 milion\u00eb sosh, raporton Sh\u00ebnjest\u00ebr.net.<\/span><\/p>\n

Me radh\u00eb p\u00ebr nga fitimet vjen Banka p\u00ebr Biznes me mbi 5.7 milion\u00eb, e pasuar nga Banka Ekonomike e Kosov\u00ebs me nj\u00eb fitim t\u00eb past\u00ebr prej 5.1 milion\u00eb euro.<\/p>\n

Nd\u00ebrkoh\u00eb, kat\u00ebr bankat tjera, Ziraat Bank, IS banka, banka Credins dhe Pribank, t\u00eb gjitha kan\u00eb raportuar fitime prej 1.6 milion\u00eb euro bashk\u00ebrisht.<\/p>\n

\"\"<\/p>\n

Viti i kaluar 2023 llogaritet si viti m\u00eb i mir\u00eb i bankave n\u00eb Kosov\u00eb sa i p\u00ebrket fitimeve. P\u00ebr 12 muaj ato realizuan nj\u00eb fitim neto prej rreth 200 milion\u00eb euro.<\/p>\n

Kamata 6.2 %, kosovar\u00ebt ngulfat\u00ebn prap\u00eb<\/strong><\/h4>\n

Norma mesatare e interesit n\u00eb kredi n\u00eb muajin korrik 2024 ishte 6.17%, nd\u00ebrsa n\u00eb qershor ishte 6.12%, njofton Banka Qendrore e Kosov\u00ebs.<\/p>\n

BQK \u00ebsht\u00eb institucion publik i cilit ka p\u00ebr q\u00ebllim t\u00eb nxis\u00eb dhe t\u00eb mbaj\u00eb nj\u00eb sistem financiar stabil, duke p\u00ebrfshir\u00eb nj\u00eb sistem t\u00eb sigurt, t\u00eb q\u00ebndruesh\u00ebm dhe efikas t\u00eb pagesave, raporton Sh\u00ebnjest\u00ebr.net.<\/span><\/p>\n

P\u00ebrkund\u00ebr kamat\u00ebs s\u00eb lart\u00eb, kosovar\u00ebt jan\u00eb rrasur p\u00ebrs\u00ebri kredi.\u00a0 Vlera e kredive t\u00eb reja n\u00eb muajin korrik t\u00eb k\u00ebtij viti ishte 228.8 milion\u00eb euro.<\/p>\n

Kredit\u00eb bruto n\u00eb fund t\u00eb muajit korrik kan\u00eb arritur vler\u00ebn n\u00eb 5.39 miliard\u00eb euro. Krahasuar me muajin paraprak, qershor, kredit\u00eb bruto i bie t\u00eb jen\u00eb rritur p\u00ebr 47.89 milion\u00eb euro ose 0.90%.<\/p>\n

Ekonomist\u00ebt shprehin kritika<\/strong><\/h4>\n

Ekonomist\u00ebt vler\u00ebsojn\u00eb se qytetar\u00ebt po marrin kredi, p\u00ebr t\u00eb p\u00ebrballuar \u00e7mimet e larta n\u00eb treg.<\/p>\n

Njoh\u00ebsi i fush\u00ebs, Bashkim Mustafa kritikon Qeverin\u00eb.<\/p>\n

“Qytetar\u00ebt, shkaku i \u00e7mimeve t\u00eb larta dhe t\u00eb ardhurave t\u00eb tyre personale t\u00eb ul\u00ebta, si adres\u00eb po e shohin sistemin bankar. Qeveria nuk ka b\u00ebr\u00eb asgj\u00eb p\u00ebr indeksimin e t\u00eb ardhurave t\u00eb tyre”.<\/span><\/strong><\/p>\n

Sipas tij, kredia nuk zgjidh problemet n\u00eb aspektin afatgjat\u00eb.<\/p>\n

“Kredia mundet t\u00eb jet\u00eb nj\u00eb zgjidhje momentale, por do t\u00eb jet\u00eb nj\u00eb barr\u00eb e pap\u00ebrballueshme p\u00ebr koh\u00ebn e m\u00ebtejme kur duhet t\u00eb kthehet kredia”,<\/strong><\/span> theksoi Mustafa p\u00ebr Sh\u00ebnjest\u00ebr.net.<\/p>\n","protected":false},"excerpt":{"rendered":"

“I pata pun\u00ebt ngusht\u00eb. Hyra kredi kishe p\u00ebr leht\u00ebsim. N\u00eb fillim mu duk mir\u00eb, por kur m\u00eb ra me i kthyer, m\u00eb ra kok\u00ebs gati dyfish m\u00eb shum\u00eb”. K\u00ebshtu ankohet A.S, q\u00eb nuk d\u00ebshiron t`i zbulohet identiteti, p\u00ebr kredin\u00eb q\u00eb e mori p\u00ebr blerjen e vetur\u00ebs. Ai paguan vazhdimisht k\u00ebstet tash e dy vjet. I kan\u00eb mbetur edhe tri vjet p\u00ebr pages\u00eb sa “tre mij\u00eb”. “Sikur ta p\u00ebrfundoj, nuk dua asgj\u00eb m\u00eb shum\u00eb. Tri vjet sa tre mij\u00eb”, shprehet A.S n\u00eb nj\u00eb intervist\u00eb p\u00ebr\u00a0Sh\u00ebnjest\u00ebr.net. Ai kurr\u00eb m\u00eb nuk do t`i “bie” k\u00ebsaj rruge t\u00eb shkurt\u00ebr n\u00eb fillim, e cila pastaj<\/p>\n","protected":false},"author":6,"featured_media":5460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"slim_seo":[],"footnotes":""},"categories":[1],"tags":[64],"_links":{"self":[{"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/posts\/4983"}],"collection":[{"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/comments?post=4983"}],"version-history":[{"count":39,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/posts\/4983\/revisions"}],"predecessor-version":[{"id":5333,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/posts\/4983\/revisions\/5333"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/media\/5460"}],"wp:attachment":[{"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/media?parent=4983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/categories?post=4983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shenjester.net\/index.php\/wp-json\/wp\/v2\/tags?post=4983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}